Owen, Rao Jonnah, and Timothy C. Okech. “Combined Influence of Operational, Credit, Liquidity and Environmental Risks on Water-Sanitation Infrastructure Investments in Kenya”. The University Journal 3, no. 2 (September 16, 2021): XX-XX. Accessed April 16, 2026. http://journals.daea.or.ke/index.php/tuj/article/view/10.