KALUNDA, Elizabeth; OGADA, Agnes. Financial inclusion using traditional banking channels and its effect on financial performance of commercial banks in Kenya. The University Journal, [S. l.], v. 1, n. 3, p. XX-XX, 2021. DOI: 10.59952/tuj.v1i3.39. Disponível em: http://journals.daea.or.ke/index.php/tuj/article/view/39. Acesso em: 31 may. 2026.